{"id":8200,"date":"2006-03-19T20:41:42","date_gmt":"2006-03-19T20:41:42","guid":{"rendered":"https:\/\/transinfo.pl\/x\/?post_type=infobus&#038;p=8200"},"modified":"2025-01-07T20:46:13","modified_gmt":"2025-01-07T19:46:13","slug":"zwrot-nadplaconej-polisy-autocasco","status":"publish","type":"infobus","link":"https:\/\/transinfo.pl\/x\/infobus\/zwrot-nadplaconej-polisy-autocasco\/","title":{"rendered":"Zwrot nadp\u0142aconej polisy autocasco"},"content":{"rendered":"<p>Polisy autocasco chroni\u0105ce r&oacute;wnie\u017c od ryzyka kradzie\u017cy pojazdu nie nale\u017c\u0105 do tanich. Dlatego te\u017c musi bole\u0107, gdy po utracie pojazdu towarzystwo ubezpieczeniowe, zanim jeszcze wyp\u0142aci odszkodowanie, wzywa do uiszczenia drugiej raty sk\u0142adki. Natomiast ci, kt&oacute;rzy zap\u0142acili sk\u0142adk\u0119 za ca\u0142y rok z g&oacute;ry, nie maj\u0105 co liczy\u0107 &#8211; jak w przypadku obowi\u0105zkowych ubezpiecze\u0144 OC &#8211; na zwrot pieni\u0119dzy za tzw. niewykorzystany okres ubezpieczenia. Niebawem to si\u0119 zmieni. Rz\u0105d z\u0142o\u017cy\u0142 w Sejmie projekt nowelizacji Kodeksu cywilnego oraz dw&oacute;ch spo\u015br&oacute;d czterech uchwalonych w maju 2003 roku ustaw ubezpieczeniowych (ustawy o dzia\u0142alno\u015bci ubezpieczeniowej i ustawy o ubezpieczeniach obowi\u0105zkowych). Zgodnie z nowym art. 813 K.c. w razie rozwi\u0105zania umowy ubezpieczenia przed up\u0142ywem okresu, na jaki zosta\u0142a zawarta, ubezpieczaj\u0105cemu b\u0119dzie przys\u0142ugiwa\u0142 zwrot sk\u0142adki za okres niewykorzystanej ochrony ubezpieczeniowej &#8211; komentuje 'Gazeta Podatkowa&#8217;. <\/p>\n<p><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","categories":[26],"tags":[],"class_list":["post-8200","infobus","type-infobus","status-publish","hentry","category-przewoznicy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.8 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zwrot nadp\u0142aconej polisy autocasco - TransInfo Archiwum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/transinfo.pl\/x\/infobus\/zwrot-nadplaconej-polisy-autocasco\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zwrot nadp\u0142aconej polisy autocasco\" \/>\n<meta property=\"og:description\" content=\"Polisy autocasco chroni\u0105ce r&oacute;wnie\u017c od ryzyka kradzie\u017cy pojazdu nie nale\u017c\u0105 do tanich. 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